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Our Special Offers: Fenton, St. Louis County and Jefferson County Missouri home buying, real estate listings, and homes for sale in St. Louis County County, MO

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Special Offers From Us To You!

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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.

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Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Q	Into what category do forty-four percent of home buying households fall?
A	Forty-four percent of home-buying households are made up of married couples with dependents.
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The Sue Martin Team, REALTORŽ, real estate agents and broker for Fenton, St. Louis County and Jefferson County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sue Martin Team
Coldwell Banker Gundaker
516 Old Smizer Mill Road
Fenton, MO 63026
Cell: 636-795-3400
Office: 636-717-6001
Fax: 636-326-1000
Sue@SueMartinTeam.com
Sue Martin and her Home Selling Team is the Fenton area's #1 full-service Realtor whose business success is based on a results-oriented team approach. This dedication to service has resulted in The Sue Martin Team being ranked by St. Louis Business Journal and St. Louis Magazine as one of Metro St. Louis' top Realtors. Sue and her team of professional agents are focused on providing quality services to facilitate home buyers and sellers in achieving their real estate goals through exceptional customer service, track record and experience, and results-based systems. Referrals and recommendations from past clients and customers are a testimony to the teams commitment, high performance standards and results. Call Sue Today ... and Start Packing!!

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